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FAFSA basics

Free to file, every year, as early as you can.

5 min read

The Free Application for Federal Student Aid (FAFSA) is how you apply for federal grants, work-study and federal student loans. Many states and schools use it for their own aid too.

Good to know

  • It's free: file only at StudentAid.gov, and never pay a company to do it
  • File every year you're in school
  • It usually opens in the fall for the next school year; state and school deadlines can be much earlier than the federal one
  • Some aid is first-come, first-served, so filing early helps

Before you start

  • Create your StudentAid.gov account (and a parent's, if you're a dependent student)
  • Have tax information and records of savings handy
  • List the schools you're considering

Rules and dates change; check StudentAid.gov. Pocket Change Hub isn't paid by any lender, card company, school or textbook seller.